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Steve McDermott
Steve McDermott
About
Steve is a Senior Financial Adviser at The Private Office, located in Leeds and advising clients around the country, including Liverpool, Sheffield and Leicester. He is a Chartered Financial Planner and a Fellow of both the Personal Finance Society and the Pensions Management Institute, with over 25 years of experience providing financial planning and support and advice to clients.
His experience includes cash flow modelling, pre- and post-retirement planning and intergenerational wealth planning, including gifting and the use of trusts to reduce inheritance tax.
His greatest job satisfaction comes from sharing the three key stages; from helping clients build up their wealth and financial well-being, using that wealth to support an enjoyable retirement and then passing that wealth down the family tree to help others start that same journey.
Away from the office, Steve enjoys walking cycling and spending time with family and friends.
Areas Of Expertise
- Cashflow modelling
- Intergenerational gifting
- Trusts
- Inheritance Tax planning
- Income in retirement
- Advising and supporting business owners
Qualifications
- Advanced Diploma in Financial Planning
- Diploma in Financial Planning
- Financial Planning Certificate
- Certificate in Equity Release
- Certificate in Mortgage Advice
- Certificate in Life and Pensions
- Award in Long Term Care Insurance
Locations covered
You can meet us face-to-face in our offices, over a video call or in the comfort of your own home. Steve works from our office in Leeds and has clients in areas such as:
Steve McDermott locations
Steve McDermott map
- Ilkley
- Sheffield
- Nottingham
- Wakefield
- Liverpool
- Harrogate
- Leicester
- Chesterfield
- Preston
- Lytham
At a glance
- Chartered Financial Planner
- Fellow of The Pensions Management Institute
- Fellow of the Personal Finance Society
- Over 25 years of experience in financial advice
First may I say thank you for all the help and support you have given to my mum, since my dad passed away. It has been such a difficult time for us all and your help definitely made things a little easier for her. Thank you.
February 2026
The FCA regulates and oversees the conduct of more than 50,000 firms in the UK, which provide financial advice, products and services to retail clients and private investors.
You can view Steve's personal listing in the Adviser Directory by visiting the link below, which confirms they are authorised and qualified to advise you.
All the Advisers at TPO undergo a rigorous in-house training and approval process in accordance with the FCAs guidelines. We are regularly re-assessed and checked to ensure our competence and conduct is of the highest standard for looking after our clients.
You can check their qualifications and credentials by visiting the Personal Finance Society.
Steve is a Chartered Financial Planner, which is a highly-sought after and respected qualification for Financial Advisers. It symbolises technical proficiency and high standards of professionalism.
The Private Office is also a Chartered Financial planning firm, publicly committed to a customer-first approach and values that align with a professional Code of Ethics. We’ll provide solutions relevant to your needs, maintaining our knowledge through qualifications and ongoing professional development.
This sets us apart from other financial advisory firms and demonstrates our commitment to the industry and our vision and values - to protect and grow our clients’ wealth through a service built on the foundations of integrity, confidence and partnership.
Meet our expert team
Our team members have extensive experience in the UK financial and investment industries and our in-house specialists can help with matters such as safeguarded benefit pension transfers, long-term care or equity release. From specialists to support members, The Private Office is home to some of the finest Chartered independent financial advisers in the UK.