Your pension is important...
It can provide an essential money-source for your dream retirement and enables you to live the lifestyle you have worked hard to obtain. Pensions have also changed significantly over the last 20 years.
You may have had several jobs or had a period of self-employment which will have affected the type and complexity of your pension.
Here at The Private Office, our pension planning specialists can help you clearly understand your options and give pension advice that is suited to your circumstances and individual needs
Please note: the value of investments and the income derived from them can fall as well as rise. You may not get back what you invest.
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Bias free and independent advice for every type of pension
Here at The Private Office we have a team of specialists that can advise on a wide range of pensions.
We have used our expertise in pension planning to provide you with information about the pensions that matter to our clients, as well as the ones that may not be as recognised.
Learn more about SIPPs and understand if they are the correct option for your circumstances
Understand more about the types of pensions and determine what would work for you.
Demystify your understanding of defined benefit pensions. What are they? What do you need to know?
Maximising pension tax relief
No-one likes to pay unnecessary tax. Our pension advice specialists help clients and their families optimise their tax arrangements.
Please Note: The Financial Conduct Authority does not regulate tax advice
standard Annual Allowance*a lower/upper limit may apply
is your effective income tax rate*on income between £100,000 - £125,140
Once you have decided on retiring, you’ll need to decide on the best way to take your pension.
There have been a number of changes to the way you can extract money from your pension plans in recent years. Below are a few of the options our retirement planning specialists can help with.
What are the benefits of buying an annuity with your pension funds and is this the right option for you.
Drawdown can be a flexible way to draw an income from your pension as and when you need it.
Lump sums can provide a tax-free cash amount but how does it work and what options are available?
Specialist pension services
Our retirement planning specialists offer a number of services, bespoke to your needs. These areas can be complex and often need special care and attention. Read more about these or call us on 0333 325 9065 for more information.
Leading expert advice
Independent Financial Advice award at the Gold Standard Awards Ceremony in the House of Commons
The Gold Standard Awards acknowledge those who strive to deliver excellence to their customers as well as building confidence within the financial services sector.
The Financial Times Top 100 Financial Advisers Award
The awards identify firms based on a range of different areas, the best investment advice firms assisting clients in the market, and those who demonstrate that savers can be certain their money is being managed by the best people.
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Partner - Chartered Financial Planner, APFS
Julian advises on pension reviews, retirement planning, investment management, tax efficient structuring, life insurance and succession planning.
Partner - Chartered Financial Planner, APFS
Susan has a broad range of experiences dealing with high net worth clients who pose complex financial circumstances.
Senior Financial Adviser - Chartered Financial Planner, APFS
Kirsty is a Chartered Financial Planner and expert in cash flow forecasting and advises in all aspects of financial and strategic planning
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Reach out to our team of financial advisers near you to learn more about how we can help you preserve your future wealth.
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A short phone call with some simple questions to ensure we’re a good fit. Initial meeting, without charge or obligation, with a qualified financial advisor to get to know you and your financial position.
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