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HMRC responds to surge in pension withdrawals with cautionary warning

3rd October, 2025

HMRC has warned pension savers not to attempt to use the 30-day cooling-off periods to access and return tax-free lump sums to get around the potential pension changes in the upcoming Budget, clarifying that once paid, the tax consequences cannot be reversed.

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Buy-to-Let in 2025: Is it time to sell?

30th September 2025

Buy-to-let has long been a popular investment and with rising property prices and rental yields it’s easy to see why. However, legislation changes in the last few years have seriously damaged the appeal. Has the tide turned on buy to let?

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A hardworking senior male freelancer sitting at the wooden table at home and working over a laptop.

HMRC makes it tougher to claim pension tax relief

29th September 2025

HMRC is tightening the rules for higher earners claiming pension tax relief, now requiring supporting evidence for all claims and removing the option to apply by phone.

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